Why Credit Cash
We provide financing for much larger businesses than other merchant finance companies. We target companies whose revenue exceeds $2,000,000 per year. Our loans start at $150,000 and go up to $3 million. Many other companies reach their top limit where we begin.
Credit Cash has the lowest rates of any merchant finance company. Our clients use us as an addition to, or perhaps instead of, bank financing. Knowing this, our rates have to be competitive. We invite you to use our rate analyzer to see exactly what you are currently paying, or have been quoted by others in the industry. We are sure that our rates are lower.
Credit Cash will explain our rates in detail. Other finance companies may avoid this discussion. We will try to educate you so you can make better informed decisions. Once you see what other merchant finance companies charge, you will thank us whether or not you become a client.
Customized Client Programs
We know that each client is different. You are in different industries, have different financial backgrounds and have different goals. We look at each client individually and tailor a program to meet your needs. Upon understanding your business, we then develop a transaction involving both an agreed upon rate and payback period. We know that it would be impossible to fit you into a preset program.
Once your loan is paid down by 70%, you may qualify for a renewal at your option. Unlike other programs, you only pay for the additional funding, not for the cost of an entirely new funding. For our clients that continually renew, this can prove to be a huge savings.
Lowest Payback Rates
Our programs extend out to 18 months. This is longer than any other competitor and allows for the lowest payback rates in the industry. Your payback period will be determined as part of our overall customized initiatives.
No Delays or False Promises
Credit Cash is structured without bureaucratic layers. Top management is always available to discuss and understand individual needs. Decisions are made quickly.
Holistic Approach to lending
Our background is in asset based lending, where we have been providing working capital to small and midsized businesses since 1937. We view your revenue as only part of your financing solution. Because of our broad lending background and affiliation with Entrepreneur Growth Capital (“EGC”), we are able to review your entire financing needs and perhaps provide additional working capital. EGC is a leading asset based lender. EGC provides loans against accounts receivable, inventory, equipment and real estate. We look at the entire package to see how we might be able to meet more than your short term needs; we hope to be your partner for the long term.
All of our managers have been lending for well over 20 years. Combined, we have over 100 years of experience. We have provided working capital to thousands of businesses in dozens of industries. We have been in this business longer than our competitors and have a more lasting commitment to both the industry and our clients.
Keep Your Own Processor
Most merchant finance companies require you to switch to their processor with the expectation of getting the same or better rates and quality of service. Credit Cash does not require any such change. We respect the relationship that you may have developed and want to be part of it, not replace it. Alternatively, if you would like to change processors, we have relationships with several of the most recognized processors in the industry, who will either meet or beat your current rates and level of service. The choice is yours.